Your Birth Details
Date of birth:- 18th December 1971
Time of birth:- 21 hours 50 min.
Place of birth:- Bhavnagar, India

Your questions
How will my finances be?I wish to make it big with honest means.
Of lately I have invested a small fortune in stocks with reasonably good returns. Is this the way to go for me?
I feel constrained for financing the MBA course I am planning. Can I invest in something else?
Astrological Highlights in your horoscope

Anonymous, You are currently under the influence of Ketu Antardasha in Rahu Mahadasha till end of December 2011, and then you will be under the influence of Sukra Antardasha till end of December 2015.

On studying and deliberating on your horoscope, its divisional charts, as well as your dashas, Ganesha feels that, you may have the following experiences about your finances in general, in the coming one year.

Highlights of year
Financial gains are foreseen. Speculation also seems promising however towards end of the year, you may face problems.

First quarter (October to December 2011)
Gains and expansion

Anonymous, your financial condition will surely be good in this quarter. You will be spending money with utmost care. There won't be any major recurring expenses too.
There also seem to be great financial gains through speculation and trade. In short, this quarter looks good for you for money matters.

This being a good period; make all attempts to gather all the luck coming your way

Second quarter (January to March 2012)

More increase in income incentives and sudden high profits

There will be an increase in your income due to your own efforts. You may be bit concerned about savings in this period. You may also think of reworking on financial plan or structure during this quarter so that your stocks remain afloat throughout the year. This is a good time to get some wise investment advise.

Don't invest beyond your capacity.

Third quarter (April to June 2012)

Expenses may rise

Anonymous, your income may be average or usual in this phase but expenses are going to increase. You might end up spending more than your capacity but won't regret over it. This won't just be for your own happiness but also for the happiness of your family members so it's worth spending the sum.

Do not spend majority of your saving in this period

Last quarter (July to September 2012)

Unexpected financial problems

You will have to help someone financially in this period. To be able to handle all the financial liabilities that you have currently, along with the situation that has surfaced of lately, you might have to do lots of adjustments. You won't mind doing so but may feel stressed out because of the same as you are barely going to receive financial help from anyone in this phase.

Handle this situation with cool head

Summary of the year
Anonymous, the year starts with good gains and slowly ekes down to negatives, but not much, if caution and precaution are administered.

Personalized solutions for you
Anonymous, the remedies suggested below are options of each other, i.e. you can select any one of the below mentioned remedies according to your convenience :-

Gemstone – It is highly advised that you wear a Pearl(Moti) of 4 carats, it will surely enhance the chances of speculative gains and reduce losses. Besides that, it will also have a positive impact on your health, something which is a cause of continuous concern at your end. You should wear the pearl on a Monday morning within 1 hour of sunrise after conducting a small pooja. Anonymous, We are in a position to provide you with an authentic certified pearl along with detailed instructions of how to conduct the pooja and a mahurat to wear the same. Just call us on 0091-79-6160-4140 (10.30 AM – 7.00 PM IST) or send us an email on solutions@ganeshaspeaks.com and we will take care of the rest of the process for you.

Yantra – Optionally, you can also choose to keep a Shiv Yantra in your place of worship or an equivalent clean place in your home. It will help you think in the right manner, there by reducing the chances of losses in speculative activities. We can provide you with a authentic Shiv Yantra along with detailed instructions for worshipping the same. Just call us on 0091-79-6160-4140 (10.30 AM – 7.00 PM IST) or send us an email on solutions@ganeshaspeaks.com and we will take care of the rest of the process for you.

Rudraksha – Optionally, Anonymous you can also wear a “Char Mukhi Rudraksha” around your neck or keep it in your place of worship. It will also have the same positive effect on your mind and hence will result into better decision making. We can provide you with a authentic Char Mukhi Rudraksha along with detailed instructions for worshipping the same. Just call us on 0091-79-6160-4140 (10.30 AM – 7.00 PM IST) or send us an email on solutions@ganeshaspeaks.com and we will take care of the rest of the process for you.

Mantra/Pooja/Fasting - Offer Abhishek of raw milk followed by Abhishek of pure water on Shiv Ling every Monday and recite mantra ‘Om Namah Shivaay’ 21 times while offering Abhishek of raw milk. Sit for a while at Lord Shiva’s temple once the Pooja is done and then only leave. This remedy can also be performed at home if you have a Shiv Ling. You should observe fast on Wednesday. Start your one time meal with Moong ki Daal on that day and for the rest of the day you can have have fruit juice, milk and even potato chips without salt.

Important planetary influences in the near future
Saturn's adverse transit till November 2011 can be tough for you. More than one areas of life will be affected due to this adverse transit. From Dasha point of view, time till the said month is very negative so you will have to be extra careful.

Ask A Question to expert astrologers of 'The GaneshaSpeaks Team' for further guidance regarding your future.

Good luck and may lord Ganesha bless you 

Ganesha's Grace

The GaneshaSpeaks Team

Bejan Daruwalla and his GaneshaSpeaks Team want to make it clear that no discipline is absolutely perfect. Hence, any prediction that you receive from us is not to be considered as a substitute for advice, program, or treatment that you would normally receive from a licensed professional such as a lawyer, doctor, psychiatrist, or financial adviser. GaneshaSpeaks provide no guarantees, implied warranties, or assurances of any kind, and will not be responsible for any interpretation made or use by the recipient of the information and data mentioned above. By the Grace of Ganesha we can only try to give our best and hope that our efforts will improve the life of our customers.