Your Query
Detailed Readings for 2013
The forecast of the events likely to happen during the next one year are given below after taking into consideration the following:
Your Birth Horoscope
Your new year [birthday] horoscope applicable for 2013
Transit position of all planets with respect to these charts
Year 2013: An Overview:
The year 2013 could be a mix of favourable and unfavourable events. The following events can take place:

Love and harmony in family members
Cordial relationship with spouse
Good for children
Higher learning/on line courses
Participation in professional events/workshop
Short trips for profession
Bad for elderly people in family
Sudden Expenses/Losses
Gains from investments/shares/banking
Passive sources of income
Interest in religion/Pilgrimage
Global connections/Long distance trips
Celebrations and child birth in family

Year 2013: Detailed readings:
  Part One:
As per planetary position in your horoscope you are under the influence of the major period of Saturn and the sub-period of Mercury.
Saturn is the ruling planet for the Ascendant and the twelfth house. The ascendant lord indicates self, activeness, general health and physical energy.
Saturn is in the third house of self efforts, communication and thought processes. Saturn is in conjunction with Sun, Mercury and Venus and receives the good aspect of Jupiter. As per this planetary combination you will be successful in profession. There will be love and harmony in family.

Your imagination becomes your greatest asset by this planetary combination and you'll be using your imagination and creativity more than ever. This is an excellent time for meetings, sales pitches, proposals and exploring new ideas. You could have an opportunity to travel, teach, or take an inspiring class. Saturn is also the ruling planet for the twelfth house of global connections. Thus, this will be favorable for jobs in companies in foreign collaboration. The period of Saturn also indicates unexpected expenses on health and family needs.

You are under the influence of the sub-period of Mercury from March 2012 till November 2014. Mercury is the ruling planet for the fifth and the eighth house. The fifth house indicates higher learning, children and love and harmony in relationships. The eighth house indicates obstacles, gains from inheritance, assets, investments and sudden problems with elderly people in family.

The sub period of Mercury indicates good married life, partnership, corporate sector, travel, tourism, expenses on family matters, association with multinational companies, good fortune, children's good education and growth, pilgrimage, spirituality, good deeds and respect in society. This period is also good for progeny prospects. You will be interested in social networking, higher learning and enhancing your qualifications. You will also take interest in spirituality.

The effects in the major areas of life are likely to be on the following lines during 2013.

Career:
This will be a fruitful year to work in the field of higher education, travel, marketing, tourism, financial management, investment sector, insurance companies, management, I.T. & corporate sector, publication, teaching, research, petroleum and hospitality.

There will be the transit of Jupiter on the 5/11 axis until June 2013. This will be on 4/10 axis from your natal Moon. This may bring prosperity, monetary gains and growth in career.

Saturn will be transiting over Libra. This will be favorable for long distance trips, freelancing and global connections.

Career prospects will be good during the whole year. Success can be achieved through self efforts and hard work. A softer approach can help in professional growth. The significant months will be August and September.

Finance:
Progress in career is foreseen. This year can bring financial gains from a regular job. A professional degree and higher education can be utilized for professional gains. You may sign a freelance contract that can enhance your money. Commercial transactions and business deals will be conducted effectively during 2013.

You may have to travel a lot. In business, you may need to investments in advanced technology, but this would be beneficial in the long run.

The Income from global connections could also figure through involvement in academics, corporate sector and multinational companies from January 2013 onwards.

Married Life:
You will be sincere and loyal towards your spouse and children. Overall love, understanding and mutual support shall increase during this year. The domestic environment will remain peaceful and you may go for outing and vacation with family and children. You may find increased love and mutual understanding with spouse and will do lots of activities together.

Family atmosphere will remain harmonious and there will be love and harmony in close family members. The attitude of family members will be cordial towards you. You will be inclined to spend on luxurious life style. You will also get to hear some good news through communication. An auspicious ceremony could also be celebrated in the family. The health of an elderly family member may cause anxiety and some unexpected expenses have to be done.                                 

Children:
You are under the influence of the major period of Saturn and the sub-period of Mercury. Mercury is the ruling planet for the fifth house of progeny. Thus, this year is favorable for your children. They will do well in their studies. There will be possibility of child birth in family or you may hear some good news regarding the children in your close family circle.

Health:
First half of the year is likely to be absolutely trouble-free as long as your health and fitness are concerned. Health will remain generally good during this year but there are chances of some anxiety, stress or minor health ailments. Nothing to worry much as you will recover soon. Avoid rash driving and impulsive thinking while on the way. Follow, the no hurry and no worry policy.

During 22 April – 9 September keep a close watch on your temperament and swinging moods. Try and relax, employ yoga, meditation and physical exercise to feel truly blessed. Spend more time with your family to divert your attention from other demanding issues.

Making small adjustments to your daily routines can make a huge difference. Cut back on the caffeine, sugar, white flour, and alcohol, and try eating clean. Walk or bike whenever possible. Avoid fast-food, eat home made fresh and healthy food and light exercises would help. You may turn your attention on fitness and diet programs. Don't overlook even minor health problems.

Add more raw juice, fiber, and vegetables to your diet to keep your digestion healthy. It's important that you get enough sleep, eat well, and keep yourself organized.

Part Two:

MONTH WISE PREDICTIONS:

January 2013:
This month brings growth, achievements and throughout success. This could be an excellent period for improving your skills, objectively and identifying your weaknesses. You will improve your work methods or approach to daily activities. You may attend an online or part time course. An exciting job offer, recognition or promotion is possible. You could also be benefited through freelancing, social networking and creative work.

This period is good to make global connections. Long distance trips will be favorable. Feelings for spirituality will be enhanced. You will frequently visit to a place of worship.

You feel more sensitive in family and children. It is time to heal relationships with tender, love and care. Domestic issues have to be handled with care and love. You may enjoy domesticity and go for outing with family and children.

You are likely to get back to fitness routines and diet programmes to enhance health and energy.

This month also indicates wasteful expenses.

February 2013:
This period brings financial gains from investments, marketing, finance, joint business, tourism and corporate sector.

You might have opportunities to further your education, to travel, or to expand your reach in business. You might be working extra hard for extra money during this month. Balance in all areas and field of activities is recommended. You could be depleted of resources and forces if you don't manage them properly.

Business expansion and new professional opportunities will be worth considering. If you are in teaching, accountancy, management, higher learning, creativity or manufacturing units, you can be especially successful and prosperous. Your creativity and social life are stimulated and plenty of opportunities to express yourself uniquely and creatively will present themselves. You may get jobs in teaching, publication units, academic institutions and creativity sector.

Visitors, friends and family make this a happy time as an event is celebrated. You will be full of hope and enthusiasm as you make new beginnings in personal relations. You will be appreciative and caring as you give total support to loved ones. You will be able to meditate and enjoy inner silence and aloneness sometime.

You will be blessed with good mood and health to indulge in sporty activities.
Spending time with nature and in earthy activity is rejuvenating.
Walking and gardening can be therapeutic pastimes.

March 2013:

This is a favourable month to make improvements, develop your skills and use them for professional goals. Use this time to get your mind straight with what it is you really want to do. If you want to make changes in your professional life, you will have the opportunity to put them into place.

You may gain new opportunities for prominence and leadership, or geared up for the next big step on your life path. You may get some long overdue credit, an enticing offer, or a chance to make headlines for your dedication and leadership.

This month brings hope and solutions of problems in an existing relationship. Although you'll need to work on the more serious matters of your unions, you'll be able to put some new structures in place to help you get on the same page as the person you're paired up with. From 3rd onwards a softer approach and efforts would help in peace of mind and harmonious relations. Try to be fair and generous in relationships and don't over-react on small issues.

This is an excellent period for starting new regimens to better your health and well-being, such as regular exercise, more structured and productive use of your time, and so forth.

Meditation and introspection is therapeutic and revealing as you intuitively get to the bottom of things.

April 2013:
This period could bring stress and heavy work load. You may get disapprovals from colleagues, hence alter and change your plan according for better prospects. Delay and complications in financial matters can be there. Hasty decisions around job change should be avoided. You will have to gather valuable information if you listen to people with experience. Don't let ego get in the way of making important decisions.

You may be more inclined to pursue your hobbies, work and social activities, while your family members may want you to pay more attention to them, and due to this reason domestic conflicts may arise. It wouldn't be possible to quell such conflicts unless you take on some responsibilities on the domestic front.

It will be easier than usual to be sensible about your diet, health, hygiene, and fitness needs.

This is an excellent period for starting new regimens to better your health and well-being, such as regular exercise, more structured and productive use of your time, and so forth.

May 2013:
You may find some lulls/delays. Success will not be very easy. You have to do immense hard work to achieve your desired goal. Rebellious and non-compromising attitude at work place can pose problems for those who want to curb you.

Off and on ego confrontations with family members are possible, but the best way to handle this energy is to do your best to strengthen your relationship to your family and your home base. This is a time to do what you can to build trust in your family life and a strong foundation within yourself.

Happiness in your relationship, the integration with your loved one, and your personal accomplishment depends a great deal on the respect you have for each other.

Health of a family member could suffer.
Your energy level could fluctuate which could lead to moments of melancholy or general fatigue. You will probably have the desire to isolate yourself to some extent even from a close companion. You should maintain a positive attitude and face life in a positive way. Otherwise, you will become frustrated and dull.

June 2013:
You may feel professionally unstable and emotionally insecure. With inner strength and hard work, you can transform a breakdown at work into a breakthrough.

There could be some unexpected expenses on home and family matters. Money matters take priority as some unexpected expenditures have to be met.

You have to display more responsibility towards family and relationships. You need to value and respect established relationships as they stand by you times of stress and trouble.

Your emotional and spiritual well-being needs attention. You'll need to manage your stress levels, it's important that you get enough sleep, eat well, and keep yourself organized.

July 2013:
You might set your objectives too high and feel highly disappointed if you don't achieve them. Any irresponsible action could ruin the peace of mind. Control your emotions and be sure of what you speak Avoid arguments and confrontation with people in authority. Health needs to be watched during this period.

There can be sudden changes in the work environment. Persistent stress/tension is expected in business terms. The much-awaited deals can also come through. But at the same time it is advised to be cautious of opponents.

You can win other people over if you sweep them up in your enthusiasm. But if you sound self-righteous they will back away. Be straightforward and cheerful, and others will adore you. There may be less time for depth or detail than you might like. You will be pulled in different directions with much more correspondence than usual to handle.

It's time to resolve any old hurts, primal wounds, and other misgivings, either through dialogue or your own emotional work.

Health needs care and old habits of excesses need to be kicked.

August 2013
This month indicates monetary gains and career advancement. There could be a professional high point for you, and you could receive an offer, a promotion, or an opportunity to be publicly acclaimed for your work. This period is good for jobs in academics, finance, marketing and management.

This period also shines a light on your financial management, assets, investments, and property. You will implement new systems that help your life run smoothly. It will be easier to navigate work and money-related issues. You can actually charge what you're worth.

You will be able to learn something new. You will experience a creative renaissance and the world seems full of promise. You shine as a solo star and this could be a defining moment that brings your life to a peak. You may find yourself in the spotlight.

Marriage, business partnership and collaboration could be strengthened through understanding and commitment. Never make the mistake of saying too much to them. There is a limit as to how much information other people need to know.

This is a great time to heal any friction with a partner and to spend more quality time together. You've been so busy with your ambitions—it's time to just focus on each other for a solid, uninterrupted block.

It is time to come back to your inner center to regain physical strength, mental balance, emotional harmony and spiritual awareness.

September 2013
This is a bright period for professional prospects and you will be generally successful. Superiors will be of great help, ambitions will be achieved and you will be successful in your field of expertise. Your reputation and honour will improve.

There could be some problems in family. Don't be surprised by problems or delays in whatever you do now in professional life. These should be minor, but depending on your mood, they could be enough to frustrate and upset you.

Just make sure you're not being overly demanding. You may need to compromise. Avoid disagreements and conflicts on minor issues. Problems in family can surface and demand attention and resolve. It's a strong period for clearing the doubts, but respect and sensitivity are necessary for this to be productive. You should be careful not to over-analyze your relationships with family members.

You'll need to manage stress around your living situation, as there could be tension, arguments, or misunderstanding with people around.

Focus on your needs, express your desires. Be specific!

October 2013:
You would be dynamic, forceful and assertive in professional ventures to establish a position of authority.

You will express your adaptability and persistent energy in professional projects. You deal with official and personal matters with calm authority and success. You possess great power to attract creative and charismatic people around you to make your social life enviable.

You are likely to spend time in different places and work closely in new associations as you combine good luck and good management to each other. You may change your image with good styles, fashion and grooming.

Creative opportunities should not be ignored as it is likely to bring substantial professional material gain.

There will be love and harmony in family relationships. There will be celebrations in family. You may also attend a family get-together.

You will be nurturing and caring in personal relationships. This will be a time to heal the relationships with tender, love, care and sensitively. Personal relations are supportive and understanding. You may also display more responsibility towards your family. This is the month to express your feelings and ideas and share what you have learned through a variety of experience in this life. Family will be supportive and friends share hospitality and love.

You will be full of energy and indulge in sports and other physical activities or a structured exercise routine.

November 2013:
Get ready for good professional news. A call, message or meeting could change the course of events from mid October onwards. There will also be some possible recognition for your work. You may work for a new assignment and be involved in corporate sector.

Your career could be shaping up nicely, especially if you've scored a title change or taken on greater responsibilities. You may be attracted new offers and opportunities—or you've created them on your own. You may need to conserve your cash a little more or evaluate offers before you accept.

You may get involved with a humanitarian project unexpectedly, or perhaps decide to learn some important new computer skills. You'll be particularly aware of the company you keep, and you could be making some changes.

This month brings love, romance and excitement in family. Deep personal relations are likely to get closer and stressed or limited relationships are likely to fall apart.

You might also enjoy analyzing different health or nutrition programs. It's a great time to make improvements to your regular routines.

December 2013
A creative project could blossom. This is your one moment to step away from the group and shine. You may find that people are less cooperative, or that teamwork doesn't come together as quickly as you hoped. Don't let that stop you from doing your thing if you're on a mission! Stay true to your passion and let it guide you.

This is a fabulous month to try out a new hobby or creative project/approach, to explore new ways of having new job opportunities. You may find great joy and reward in your creative projects and hobbies. Pleasure-seeking activities, recreation, and amusement are increased. This is a favourable month to get income from investments done previously.

There will be improvement in personal and professional life. If you do business online, you could pick up hot new clients or see an upsurge in your web traffic. An exciting mentor or some well-deserved acknowledgment could restore your enthusiasm for a project that got shelved during past.

This is the time to create a relationship of your dreams—with the one you're with. It's so easy to get lost in family and children and forget about your own interests.

It will be easier than usual to be sensible about your diet, health, hygiene, and fitness needs. This is an excellent period for starting new regimens to better your health and well-being, such as regular exercise, more structured and productive use of your time, and so forth.
Remedies:
Gemstone:
The ruler of the profession is Jupiter. He is in its debilitation sign in D-10 chart of professional growth. Therefore, the following remedial measures can bring good professional prospects.

BENEFICIAL GEMSTONE WHICH BRINGS AUSPICIOUS RESULTS:

YELLOW SAPPHIRE OR YELLOW TOPAZ:

Set the stone in gold ring. Wear it on the index finger on your right hand.
Ensure flawless stone of oval cut mounted on a ring with bottom open.
Stone must touch skin well.
Weight of gemstone should be 700 to 750 mg.
Weight of metal alloy should be minimum 5 gm.
Start using during sun rise of any bright Moon Thursday.
Use at all hours every day.


The following effects of the stone could be visible when you wear it:

Profession growth
Rise in income
Higher education/learning
Prosperity
Financial gain through teaching, freelancing, marketing and communication
Good learning power
Sharp mind
Stability in profession
Good Luck
Charitable work
Good relationship with elderly people
Faith in priests
Religious trips

Mantra/Pooja/Fasting:
The major period of Jupiter is going to begin during August 2014. He is the ruling planet for professional growth and is in conjunction with Moon which indicates higher learning. Jupiter is making connection with Mars and Sun. Jupiter is in its debilitation sign in varga-charts D-9 and D-10. Therefore, fasting on Thursday can bring good results and professional growth.

Best Wishes
Radha Ballabh Mishra
(Jyotish Visharada)

Disclaimer
Bejan Daruwalla and his GaneshaSpeaks Team want to make it clear that no discipline is absolutely perfect. Hence, any prediction that you receive from us is not to be considered as a substitute for advice, program, or treatment that you would normally receive from a licensed professional such as a lawyer, doctor, psychiatrist, or financial adviser. GaneshaSpeaks provide no guarantees, implied warranties, or assurances of any kind, and will not be responsible for any interpretation made or use by the recipient of the information and data mentioned above. By the Grace of Ganesha we can only try to give our best and hope that our efforts will improve the life of our customers.